From "Dark Matter" Liability to Defensible Fiduciary Asset 1. Executive Summary: The Fiduciary Imperative In a $100T digital economy, cryptography is the invisible keel holding the ship of state and commerce upright. It secures identity, privacy, and value transfer. Yet 95% of enterprises operate with near-zero visibility into where this cryptography lives, how it behaves, or whether it remains fit for purpose (NIST). This hidden exposure has evolved into Cryptographic Dark M